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The Daily Insight

Is amscot only in Florida

Author

Victoria Simmons

Published Feb 14, 2026

Amscot is regulated by state and federal laws. We operate only in Florida, a state with some of the strictest consumer-protection laws in the United States and have many convenient locations to serve you.

Is Amscot nationwide?

TypePrivateWebsiteamscot.com

Who owns Amscot financial?

Ian MacKechnie – Founder and CEO of Amscot Financial. Ian MacKechnie carries more than five decades of entrepreneurial experience. At only 16, MacKechnie began working at his father’s bakery in Victoria, British Columbia.

Is Amscot in New Jersey?

Located in our 11,000 Sq Ft Dover, New Jersey facility, & certified by the AISC (American Institute of Steal Constructors) as a superior manufacturer of custom-engineered bearings & other components vital to the construction of bridges & power plants, Amscot has been tailoring products to meet our clients’ specific …

Can Amscot sue you?

Yes, Amscot can sue you. Amscot can hire a lawyer to file a breach of contract lawsuit against you for the underlying debt, fees, and costs. If you’ve been sued by Amscot, do not ignore the lawsuit; you may have defenses.

What bank does Amscot use?

Other Terms and Conditions apply. For a complete listing of Terms and Conditions for the Amscot Money Card Prepaid MasterCard® please see your cardholder agreement. The Amscot Money Card is issued by MetaBank® pursuant to license by MasterCard International Incorporated. MetaBank Member FDIC.

Is Amscot open 24 hours?

All Amscot locations are open seven days a week, including weekends and holidays. Select Amscot locations are open 24 hours a day. To find an office near you, call Amscot toll-free at 1-800-801-4444.

Why does amscot exist?

Amscot was founded in 1986 to provide borrowers a bank-like alternative to a liquor store or pawn shop, said company founder Ian MacKechnie.

How much money will amscot give you?

Upon completion of a brief application, consumers are able to access up to $500 to cover small, often unexpected expenses. At Amscot to obtain a cash advance, you need to fill out a brief application, sign a cash advance agreement and we’ll cash your personal check, up to $500 and hold it up to 31 days.

Is amscot open on Sundays?

The branch is open from 7 a.m. to 9 p.m. on Mondays through Thursday and on Saturday. On Fridays, the hours are from 7 a.m. to 10 p.m. and on Sunday, the hours are from 10 a.m. to 8 p.m. All Amscot Financial branches are open 365 days a year, providing convenient access to financial services.

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Does Amscot wire money?

Wire money anywhere … from an Amscot just around the corner. Whether wiring money city to city … … And because we’re open 365 days a year, you can access Western Union services on your schedule at your nearest Amscot branch. Be sure to bring a valid government issued photo ID (driver’s license or passport).

What happens if I cant pay amscot?

A: If you are unable to repay your cash advance on time you could be eligible for alternative payment arrangements such as the Grace Period, or if you meet certain requirements, the Extended Payment Plan. Please come into a branch and ask an Amscot associate for more details.

How does Amscot work?

How it works… Complete a short application, sign an agreement, and write a check for the loan amount plus fee. Receive cash on the spot and we will hold your check until your next payday when you’re due to repay. Amscot charges a flat, one-time fee for its service.

How much does Amscot charge to cash a government check?

Government checks: $3 to $10 for checks under $1,000; 1.9% for checks $1,000 to $1,499; and 2.9% for checks $1,500 and over.

Does Amscot do cashiers check?

We also cash money orders, cashier’s checks, traveler’s checks and out-of-state checks. … At Amscot, our fees are among the lowest in the check cashing industry! Not only do we cash most types of checks, we do it for substantially less than limits set by the state.

Is MetaBank a US bank?

Sioux Falls, South Dakota, U.S. MetaBank, N.A. is a United States bank with retail branches in Iowa and South Dakota. It offers traditional banking services designed to serve the needs of individual, agricultural, and business depositors and borrowers.

How much does Amscot charge to put money on a card?

Fee charged by Amscot. Fees of up to $3.95 may apply when reloading your card at Western Union reload agents. Locations may be found at This fee is charged by a third party and may be subject to change without notice.

Does Amscot have a debit card?

The Amscot MoneyCard is a prepaid debit card that can be used to shop online, pay bills and make everyday purchases. … The card can be reloaded by direct deposit or with cash at any Amscot Branch. With the Amscot MoneyCard there is no minimum balance or risk of overdraft fees.

Can I borrow $1000 from amscot?

The Amscot Installment Cash Advance offers qualified customers access to loans from $100 to $1,000. … You can apply for an installment cash advance at any one of our branch locations.

How long do I have to pay amscot back?

Q: How long do I have before I am required to pay back my cash advance? A: We hold your check until your next scheduled payday.

How long does a payday loan stay in the system?

Payday loans do not work like regular loans. The records of traditional loans may be kept for 6-10 years. Payday lenders do not usually report to the credit bureaus, even in case of overdue repayments. But the payday loan may be filed once it is passed to the collectors after the lender sells the debts.

How much does Amscot charge to fax?

A:Yes, you can send and receive faxes at every Amscot location – domestically and internationally. To send a fax domestically the fee is $3.00 for the first page and $1.00 for each additional page. To send a fax internationally the fee is $6.00 for the first page and $3.50 for each additional page.

Does Amscot have a copy machine?

Chances are there’s an Amscot just around the corner from you – which means our faxing and photocopying services are readily available anytime you need them, early to late, 365 days a year! … Photocopy Services – Make Photocopies at any Amscot location.

Is Amscot open on holidays?

Each branch is open 365 days a year, early to late – and we even have 24-hour locations for added convenience.

How do I pay with a money order at Amscot?

  1. Go to an Amscot store.
  2. Purchase and pay for your money order.
  3. Fill out your money order.
  4. Either deliver the money order by hand in person, or mail it to the recipient.

Does amscot have an app?

With the Amscot MoneyCard app it’s easier than ever to manage your account from the touch of your smartphone. … With 24/7 account access and support, the Amscot MoneyCard app offers you complete freedom to manage your money.

Does Publix do money orders?

Does Publix sell or cash money orders? Publix sells, but does not cash, money orders at all stores.

Is amscot a financial bank institution?

Today, Amscot is Florida’s leading non-bank financial services company, operating locations all over Florida and processing over 31 million customer transactions a year totaling over $8 billion.

Can I buy Epass at amscot?

You can easily buy one at MOST Amscot locations.

How do you spell amscot?

Amscot – The Money Superstore ® Fast Cash Today!

What services does amscot offer?

Amscot provides a wide variety of financial services to its customers including check cashing, money orders, and cash advances.