Does Aflac pay for mammogram

MAMMOGRAPHY AND PAP SMEAR BENEFIT: Aflac will pay $100 per calendar year when a charge is incurred for an annual screening by low-dose mammography for the presence of occult breast cancer, and Aflac will pay $30 per calendar year when a charge is incurred for a ThinPrep or an annual Pap smear.

Does Aflac pay for diagnostic tests?

MEDICAL DIAGNOSTIC AND IMAGING EXAMS BENEFIT: Aflac will pay $150 when a Covered Person requires, and incurs a charge for, one of the following exams: computerized tomography (CT or CAT scan), magnetic resonance imaging (MRI), electroencephalogram (EEG), Sleep Study, thallium stress test, myelogram, angiogram, or …

Does Aflac cover breast biopsy?

Aflac will pay $75 per calendar year when a charge is incurred for one of the following: breast ultrasound, biopsy, flexible sigmoidoscopy, hemocult stool specimen, chest X-ray, CEA (blood test for colon cancer), CA 125 (blood test for ovarian cancer), PSA (blood test for prostate cancer), thermography, colonoscopy, or …

Does Aflac cover ultrasounds?

Benefits include and are payable for annual physical exams,mammograms, Pap smears, eye examinations, immunizations, flexible sigmoidoscopies, PSA tests, ultrasounds, and blood screenings.

How much does Aflac pay for annual physical?

Wellness Benefit After the policy has been in force for 12 months, Aflac will pay $60 if you or any one family member undergoes routine examinations or other preventive testing during the following policy year.

Does Aflac cover chiropractic care?

CHIROPRACTIC TREATMENT BENEFIT: Aflac will pay $25 when a Covered Person receives chiropractic treatment for a structural imbalance from Injuries sustained in a covered accident. This benefit is payable for treatment by a Chiropractor in a Chiropractor’s office.

Does Aflac pay endoscopy?

C. INVASIVE DIAGNOSTIC EXAMS BENEFIT: Aflac will pay $100 when a Covered Person requires one of the following exams, with or without biopsy, and a charge is incurred: arthroscopy, bronchoscopy, colonoscopy, cystoscopy, endoscopy, gastroscopy, laparoscopy, laryngoscopy, sigmoidoscopy, or esophagoscopy.

What is the Aflac wellness benefit?

Your Aflac wellness claim pays you money for staying on top of your health by getting yearly checkups and medical screenings such as physicals, dental exams and eye tests. Most Aflac accident, hospital indemnity and cancer insurance policies have a wellness benefit to pay you for staying on top of your health.

How much does Aflac pay for an xray?

X-RAY BENEFIT: Aflac will pay $25 when a Covered Person requires an X-ray while receiving emergency treatment in a Hospital or a Hospital emergency room for Injuries sustained in a covered accident. This benefit is not payable for X-rays received in a Physician’s office.

What does my Aflac cover?

Aflac supplemental insurance provides an additional layer of financial protection for your employees and their families in the event of a serious accident or illness. … When a person gets sick or hurt, Aflac pays cash benefits fast.

Article first time published on

Does Aflac cover chemotherapy?

No lifetime maximum. b. ORAL/TOPICAL CHEMOTHERAPY BENEFITS: (1) NONHORMONAL ORAL CHEMOTHERAPY BENEFIT: Aflac will pay $135 per day during which a Covered Person is prescribed, receives, and incurs a charge for Nonhormonal Oral Chemotherapy for the treatment of Cancer or an Associated Cancerous Condition.

Does Aflac cover stress test?

$150 Aflac will pay $150 per calendar year when a covered person requires one of the following exams and a charge is incurred: CT scan, MRI (magnetic resonance imaging), EEG (electroencephalogram), thallium stress test, myelogram, angiogram, or arteriogram.

Does Aflac pay for blood work?

B. LABORATORY TEST AND X-RAY BENEFIT: Aflac will pay $35 when a Covered Person requires, and incurs a charge for, a laboratory test or an X-ray. The laboratory test or X- ray must be performed in a Hospital, Medical Diagnostic Imaging Center, Physician’s office, an Urgent Care Center, or an Ambulatory Surgical Center.

Does Aflac pay for crowns?

Aflac Dental provides benefits for periodic checkups and cleanings, x-rays, fillings, crowns, and much more.

How far back can you claim Aflac?

Q. How long do I have to file a claim? A. There is a one-year timely filing provision in your certificate.

How fast does Aflac pay claims?

Fast claims payment. Most claims are processed in about four business days. But it doesn’t stop there. The Accident Insurance plan from Aflac means that your family has access to added financial resources to help with the cost of follow-up care as well.

Does Aflac pay for anesthesia?

SURGERY/ANESTHESIA BENEFIT: Aflac will pay according to the benefits in the Schedule of Operations in the policy when a Covered Person has a surgical procedure performed for the direct treatment of a covered Internal Cancer or Associated Cancerous Condition and a charge is incurred for such surgical procedure.

Does Aflac pay for elective surgery?

AFLAC will pay benefits according to the Schedule of Operations when a covered person has a surgical operation performed for a covered sickness in a hospital or ambulatory surgical center. … Benefits are not payable for cosmetic or elective surgery that is not due to sickness.

How much does Aflac pay for eye surgery?

VISION CORRECTION BENEFIT: Aflac will pay $80 (eighty dollars) when a charge is incurred for prescribed Vision Correction Materials or $130 (one hundred thirty dollars) when a charge is incurred for Refractive Error Correction Surgery for a covered person.

Does Aflac cover autism?

Autism Spectrum Disorder: The date a doctor diagnoses a dependent child as having Autism Spectrum Disorder and where such diagnosis is supported by medical records. If a dependent child has both a Cleft Lip and Cleft Palate or has one on each side of the face, we will pay this benefit only once.

Does Aflac cover breast implants?

RECONSTRUCTIVE SURGERY BENEFIT: BREAST RECONSTRUCTION: Aflac will pay the amount listed below when a charge is incurred for a reconstructive surgical operation that is performed on a Covered Person as a result of treatment of Cancer or an Associated Cancerous Condition. The maximum daily benefit will not exceed $2,000.

Does Aflac pay diabetes?

With the Aflac Plus Rider, policyholders will be able to reduce out-of-pocket expenses associated with serious accidents and illnesses such as heart attacks, strokes, diabetes, traumatic brain injury, sustained multiple sclerosis, advanced Alzheimer’s disease, advanced Parkinson’s disease and many more.

How much does Aflac pay for broken bones?

diagnoses the fracture as a chip fracture, we will pay 25% of the amount shown for the affected bone. The maximum amount payable for the Fracture Benefit per covered accident is 150% the benefit amount for the fractured bone that has the higher dollar amount.

How much does Aflac pay for a dislocated shoulder?

ACCIDENT SPECIFIC-SUM INJURIES BENEFITS: When a Covered Person receives treatment for Injuries sustained in a covered accident, Aflac will pay specified benefits ranging from $20–$7,500 for dislocations, burns, skin grafts, eye injuries, lacerations, fractures, concussion, emergency dental work, coma, paralysis, and …

How many wellness claims can you file with Aflac?

You have the right to appeal a decision up to a maximum of three times per claim. All appeals must be submitted within 180 days of the original claim decision.

Does Aflac have pre existing conditions?

Pre-Existing Conditions Limitation: Aflac will not pay benefits for any period of disability that results, directly or indirectly, from Sickness or Injury for which you, during the 12 months prior to the most recent Effective Date of your insurance, incurred expenses, received medical treatment, took prescribed drugs …

What is considered critical illness with Aflac?

Critical Illnesses are: Heart Attack due to coronary artery disease or acute coronary syndrome; ischemic Stroke due to advanced arteriosclerosis or arteriosclerosis of the arteries of the neck or brain; hemorrhagic Stroke due to uncontrolled high blood pressure, malignant hypertension, brain aneurysm, or arteriovenous …

How much does Aflac pay for chemo?

(1) nonHoRmonaL oRaL CHemotHeRaPY Benefit: Aflac will pay $250 per Calendar Month during which a Covered Person is prescribed, receives, and incurs a charge for Nonhormonal Oral Chemotherapy for the treatment of Cancer or an Associated Cancerous Condition.

Does Aflac cover mental health?

If you are Totally Disabled due to a mental illness, we will pay a limited Disability benefit up to 90 days of disability with a lifetime maximum of 12 months, provided you are under the regular care and attendance of a Doctor.

Does Aflac cover depression?

Mental or emotional disorders, including but not limited to the following: bipolar affective disorder (manic-depressive syndrome), delusional (paranoid) disorders, psychotic disorders, somatoform disorders (psychosomatic illness), eating disorders, schizophrenia, anxiety disorders, depression, stress, or post- partum …

Does Aflac cover stress leave?

If you find yourself unable to work, Aflac short-term disability insurance will provide cash to help ease the financial stress of a covered illness or injury. Ask your employer about Aflac Short-Term Disability insurance. This product is available through worksite payroll deduction only.